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Companies and tools for retirement savers, grouped by what they do.

Some links on this page are advertiser links. If you click one and become a customer, the company may pay us. It never changes our scores. How we get paid · How we rate · Last checked November 2026

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Gold and silver IRAs

Companies that set up an IRA holding physical gold and silver. Listed in order of our published score.

Augusta Precious Metals

4.74 out of 5 in our ratings. Review

Good for: Questions to ask before choosing a gold IRA company

Free gold IRA checklist: the questions to put to any gold IRA company before you sign.

More details
  • A+ BBB rating. Lifetime account support. Zero fees for up to 10 years on qualifying rollovers.

Get the free checklistAdvertiser link

GoldenCrest Metals

4.60 out of 5 in our ratings. Review

Good for: Physical gold and silver

Up to $25,000 in free silver on qualifying purchases. Call for details

More details
  • No buyback fees
  • Free insured shipping on all orders
  • $25,000 IRA minimum

Visit GoldenCrest MetalsAdvertiser link

See all 6 rated companies

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Buying physical metals

Dealers that sell coins and bars for delivery or storage outside an IRA.

BullionStar

Advertiser

Good for: Buying metals with vault storage in Singapore

Buy gold and silver bars or coins, with shipping and vault storage options. Explore BullionStar's Singapore offering.

More details
  • Metal held in your name outside the domestic banking system, with the option to inspect or withdraw it.
  • Vaulted in Singapore. Audited holdings. No minimum purchase to open an account.

Visit BullionStarAdvertiser link

JM Bullion

Advertiser

Good for: Buying coins and bars online

Online dealer selling gold, silver, platinum and palladium coins and bars.

Visit JM BullionAdvertiser link

Money Metals Exchange

Advertiser

Good for: Buying coins and bars online

Dealer selling gold and silver coins and bars.

Visit Money Metals ExchangeAdvertiser link

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Self-directed and checkbook IRAs

Banking products for savers who want more control over retirement money or their metals.

Battle Bank Checkbook IRA

Advertiser

Good for: Savers who want more say over where their IRA money goes

See how a Checkbook IRA expands your options.

More details
  • Cash accounts, metals, foreign currencies, retirement plans and loans against your metals.

We may receive compensation from Battle Bank if you click on our links and open an account or use certain banking products. This compensation comes at no additional cost to you. Battle Bank, N.A., Member FDIC.

Visit Battle BankAdvertiser link

Battle Bank Metals Equity Line of Credit (MELOCâ„¢)

Advertiser

Good for: Metals owners who want cash without selling their metals

Clients can borrow against the value of eligible gold and silver without selling their metals, providing access to liquidity while allowing them to maintain their long-term position.

More details
  • That can mean pursuing another opportunity or meeting a capital need without triggering a potential taxable event from a sale.

We may receive compensation from Battle Bank if you click on our links and open an account or use certain banking products. This compensation comes at no additional cost to you. Battle Bank, N.A., Member FDIC.

Precious metals are not FDIC insured, are not bank guaranteed, and are subject to market risk, including possible loss of principal.

Visit Battle BankAdvertiser link

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Crypto IRAs

Companies that hold cryptocurrency inside an IRA. Facts from each company's website on 5 November 2026.

iTrustCapital

5.0 out of 5 in our ratings.

Good for: Holding crypto in an IRA at a published price

A $1,000 minimum and 1% on each crypto buy or sale.

More details
  • No monthly or annual account fee and no startup or exit fee.
  • It says it offers 100+ cryptocurrencies.

Visit iTrustCapitalAdvertiser link

BitIRA

Not yet rated

Good for: Holding crypto in an IRA with no account fees

No setup or ongoing account fees; it publishes no minimum.

More details
  • Lists 18 coins, stored with Ledger Enterprise.
  • Not yet rated: it does not publish the amount of its trading fee.

Visit BitIRAAdvertiser link

See how we rated crypto IRAs

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Research and training

Free reports and briefings from advertisers. Each is the advertiser's own material, not advice from Diversify Guy.

Decentralized Masters: The Digital Dollar, Decoded

Advertiser

Good for: Understanding central bank digital currencies and what they could mean for savings

A free 18-page report in plain English. You get it by email after signing up.

More details
  • What a central bank digital currency is and what programmable money can do.
  • The self-custody approach Decentralized Masters teaches for holding assets outside a bank.

Educational material from Decentralized Masters. Signing up shares your contact details with it, and it may phone you. Digital assets involve risk, including loss of capital.

Get the free reportAdvertiser link

Decentralized Masters: AI Gold Rush briefing

Advertiser

Good for: Learning how digital assets can fit alongside a retirement portfolio

A free live online briefing on US debt, spending on AI infrastructure and digital assets.

More details
  • Decentralized Masters explains its three-phase investing system.
  • Attendees who stay to the end are offered a written guide to the system.

Educational presentation from Decentralized Masters. Signing up shares your contact details with it, and it may phone you. Digital assets involve risk, including loss of capital.

Save a free seatAdvertiser link

General information, not personal tax or investment advice. Facts come from each company's own website or materials and can change; check the terms with the company before you sign up.

The Fine Print

Plain-English notes on your 401(k), IRA and Social Security.

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