Subscribe free

Social SecurityClaiming ages, your benefit and the projected 2032 cut.RMDs and inherited IRAsWhat you must withdraw each year, and by when.RolloversMoving a 401(k) or IRA without an accidental tax bill.Crypto IRAsBitcoin in a retirement account: custody, taxes, providers.

Free guides

Crypto IRA checklistFive checks before you hold Bitcoin in an IRA.Alternative investment checklistFive checks before you invest outside stocks and bonds.

Social Security calculator

Your check at 62, 67 or 70, and the projected 2032 cut.

If your full benefit at 67 is $2,000

Claim at 62$1,400

Claim at 67$2,000

Claim at 70$2,480

Born 1960 or later. Social Security's own reduction and credit rules.

Try it with your numbers

All retirement guides

Gold and silver IRAsThe rules, the custodians and what it costs.Buying, storing and sellingCoins or bars, premiums, storage and selling back.Coin melt value calculatorWhat your coins are worth in metal alone.

Free guides

Precious metals IRA checklistFive checks before you move retirement money into metal.

Gold IRA fees

The full fee list, and the markup that costs the most.

First year on $100,000

Markup on the metalabout $4,000

Every other feeabout $600

First-year costabout $4,600

Typical figures from our fee guide.

Read the fee guide

All gold and silver guides

Before you retire

401(k) withdrawal calculatorWhat taking money out early really costs.Life expectancy calculatorHow many years your savings may need to cover.Rollover route finderWhich move, which form and which deadline applies.

At retirement

Social Security calculatorYour check at 62, 67 or 70, and the projected 2032 cut.Annuity calculatorWhat an annuity would pay you each month.

In retirement

RMD calculatorWhat you must withdraw this year, and the tax on it.Will my money lastTest your savings against real market history.Roth conversion calculatorThe tax on converting now, next to your RMDs later.

Gold and silver

Coin melt value calculatorWhat your coins are worth in metal alone.Gold IRA cost calculatorWhat a gold IRA costs to open, hold and sell.

All calculators

Company reviewsGold, silver and crypto IRA companies, scored on public data.Scams and protectionHow gold IRA scams work, and how to check a company first.

How we rate

The method behind every score, in full.

Retirement

Social Security calculatorYour check at 62, 67 or 70, and the projected 2032 cut.Social SecurityClaiming ages, your benefit and the projected 2032 cut.RMDs and inherited IRAsWhat you must withdraw each year, and by when.RolloversMoving a 401(k) or IRA without an accidental tax bill.Crypto IRAsBitcoin in a retirement account: custody, taxes, providers.Crypto IRA checklistFive checks before you hold Bitcoin in an IRA.Alternative investment checklistFive checks before you invest outside stocks and bonds.All retirement guides

Gold & Silver

Gold IRA feesThe full fee list, and the markup that costs the most.Gold and silver IRAsThe rules, the custodians and what it costs.Buying, storing and sellingCoins or bars, premiums, storage and selling back.Coin melt value calculatorWhat your coins are worth in metal alone.Precious metals IRA checklistFive checks before you move retirement money into metal.All gold and silver guides

Calculators

401(k) withdrawal calculatorWhat taking money out early really costs.Life expectancy calculatorHow many years your savings may need to cover.Rollover route finderWhich move, which form and which deadline applies.Social Security calculatorYour check at 62, 67 or 70, and the projected 2032 cut.Annuity calculatorWhat an annuity would pay you each month.RMD calculatorWhat you must withdraw this year, and the tax on it.Will my money lastTest your savings against real market history.Roth conversion calculatorThe tax on converting now, next to your RMDs later.Coin melt value calculatorWhat your coins are worth in metal alone.Gold IRA cost calculatorWhat a gold IRA costs to open, hold and sell.All calculators

Reviews

How we rateThe method behind every score, in full.Company reviewsGold, silver and crypto IRA companies, scored on public data.Scams and protectionHow gold IRA scams work, and how to check a company first.

GoldSilverBitcoinGold/silver ratio

Take back control of your retirement money.

The rules on your 401(k), IRA and Social Security, in plain English.

Join The Fine Print, our free email on your retirement money.

Latest

Metals · Dec 10, 2025

Gold vs Silver: Which Should You Buy First?

You walk into a precious metals dealer with $5,000 to invest.

Retirement · Nov 7, 2026RMD table: the IRS Uniform Lifetime Table, ages 72 to 120+Retirement · Nov 7, 2026Will Social Security run out? What trust fund depletion means for your checkRetirement · Nov 7, 2026Social Security benefits: how they work, what you get and when to claimRetirement · Nov 6, 2026Medicare open enrollment: what you can change by December 7Retirement · Nov 6, 2026Social Security payment schedule 2026 and 2027: when your payment arrives

Metals

Metals · Comparison

Platinum vs gold price: why gold costs more than platinum

Metals · Review

BullionStar review: Singapore, New Zealand and Texas vaults

Metals · Guide

Self-directed gold IRA: IRS rules, fees and setup steps

Crypto

Crypto · Comparison

Bitcoin vs gold as an inflation hedge: returns, risk and tax

Crypto · Review

iTrustCapital review: crypto IRA fees, custody and minimum

Crypto · Best of

Best crypto IRA companies, with fees, custody and coin lists

Retirement

Retirement · Guide

Is Social Security taxable?

Retirement · Guide

Average 401(k) balance by age: what the numbers measure

Retirement · Guide

Social Security COLA 2027: a 3.6% raise

The Fine Print

Plain-English notes on your 401(k), IRA and Social Security.