Subscribe free
Social SecurityClaiming ages, your benefit and the projected 2032 cut.RMDs and inherited IRAsWhat you must withdraw each year, and by when.RolloversMoving a 401(k) or IRA without an accidental tax bill.Crypto IRAsBitcoin in a retirement account: custody, taxes, providers.

Free guides

Crypto IRA checklistFive checks before you hold Bitcoin in an IRA.Alternative investment checklistFive checks before you invest outside stocks and bonds.

Social Security calculator

Your check at 62, 67 or 70, and the projected 2032 cut.

If your full benefit at 67 is $2,000

Claim at 62$1,400
Claim at 67$2,000
Claim at 70$2,480

Born 1960 or later. Social Security's own reduction and credit rules.

Try it with your numbers
All retirement guides
Gold and silver IRAsThe rules, the custodians and what it costs.Buying, storing and sellingCoins or bars, premiums, storage and selling back.Coin melt value calculatorWhat your coins are worth in metal alone.

Free guides

Precious metals IRA checklistFive checks before you move retirement money into metal.

Gold IRA fees

The full fee list, and the markup that costs the most.

First year on $100,000

Markup on the metalabout $4,000
Every other feeabout $600
First-year costabout $4,600

Typical figures from our fee guide.

Read the fee guide
All gold and silver guides

Before you retire

401(k) withdrawal calculatorWhat taking money out early really costs.Life expectancy calculatorHow many years your savings may need to cover.Rollover route finderWhich move, which form and which deadline applies.

At retirement

Social Security calculatorYour check at 62, 67 or 70, and the projected 2032 cut.Annuity calculatorWhat an annuity would pay you each month.

In retirement

RMD calculatorWhat you must withdraw this year, and the tax on it.Will my money lastTest your savings against real market history.Roth conversion calculatorThe tax on converting now, next to your RMDs later.

Gold and silver

Coin melt value calculatorWhat your coins are worth in metal alone.Gold IRA cost calculatorWhat a gold IRA costs to open, hold and sell.
All calculators
Company reviewsGold, silver and crypto IRA companies, scored on public data.Scams and protectionHow gold IRA scams work, and how to check a company first.

How we rate

The method behind every score, in full.

See the method
GoldSilverBitcoinGold/silver ratio

Home / About us

Your privacy choices

Turn off ad tracking on this site.

Updated November 2026

This site uses two kinds of tracking. Google Analytics counts visits so we can see which pages are read. The Meta (Facebook) pixel and Google Ads tags tell those companies when someone who saw one of our ads visits, so they can measure and target ads. Turning off ad tracking stops the second kind; visit counting stays on.

What turning it off does

  • The Meta pixel does not load on any page of this site.
  • Google is told not to store advertising cookies or use your visit for ads (Google consent mode: ad storage, ad user data and ad personalization are set to "denied").
  • Your choice is saved in this browser for 13 months, in a cookie and in local storage on diversifyguy.com only. Clearing your cookies or using another browser or device resets it.

Global Privacy Control

If your browser or an extension sends the Global Privacy Control (GPC) signal, we treat it as a request to turn off ad tracking, with no need to click anything here.

Your choice

Ad tracking is on in this browser unless your browser sends a privacy signal.

See our privacy policy for everything we collect.

The Fine Print

Plain-English notes on your 401(k), IRA and Social Security.

By subscribing, you agree to get emails from Diversify Guy, including sponsored messages. Unsubscribe anytime. You also agree to our Terms of use, which include an arbitration agreement, and our Privacy policy.